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US · Arrival

Your first month in the US

SSN/ITIN, banking, health insurance, drivers license — the operational tasks every F-1 student has to clear.

Estimated time
~35 min
Region
United States
Total guides
6 guides

In this track

  1. 01

    International student SSN application

    How F-1 and J-1 students apply for a Social Security number, including work authorization, school letters, SSA documents, timing, and common mistakes.

    Read guide

  2. 02

    International student ITIN application

    ITIN application for international students: Form W-7 requirements, supporting documents, acceptance agents, processing timeline, and how an ITIN differs from an SSN.

    Read guide

  3. 03

    International student banking: best banks

    How international students should compare U.S. banks, including IDs, fees, SSN issues, wire transfers, campus branches, credit cards, and fraud prevention.

    Read guide

  4. 04

    International student credit history

    Credit history for international students: how to build US credit from zero, ITIN vs SSN, secured cards, authorized user strategies, and credit score factors.

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  5. 05

    International student health insurance requirements

    Health insurance requirements for international students: F-1 and J-1 coverage rules, school plans vs private insurance, waivers, and what your policy must include.

    Read guide

  6. 06

    International student driver's license by state

    International student driver's license by state: which states accept foreign licenses, written and road test requirements, document checklists, and REAL ID rules.

    Read guide

Official sources

Verify rules and forms on first-party government sites as you work through this track.

Start with the legal hub

  1. Applying for the F-1, end to end4 guides
  2. OPT and the STEM extension9 guides
  3. When things go wrong on an F-14 guides